insurance design

Smoking Charges Ignite

Last night, Amy took Anna, our seven-year-old, to the dress rehearsal for her 2015 dance recital. I was left in charge of Will, our nine-year-old, and Ella, our three-year-old. What follows is a litany of the kids showing me that I exist in their world as a piece of tightly-spun twine, permanently...

[ Swap Article ]

Sad Child

Mimicry

Our actions become our kids' reactions. Not exactly new. Not exactly Newtonian (pause while joke sinks in). But it's a truism all the same. ...

[ Swap Article ]

Car radio

Piece of Sh*t Car Reprise

When I was in high-school, a popular song named "Ode to My Car," by Adam Sandler, spun regularly on the radio. No, it didn't. All foul-mouthed teenage boys wished such happy, unfiltered radio days would appear, but that didn't stop the explicit lyrics from making an impact, even if the song's plot...

[ Swap Article ]

ad-sample

Advertise Here

He opened his eyes to a world of blurry shapes and muted sounds. He had no clue who he was or where he was, and thought, I have no clue who I am or where I am. A novelist by trade, the plague …...

[ Swap Article ]

Re-gifting

Certain messes in life are unavoidable. If you get a DUI and your hair is sufficiently mussed or you manage to jam your finger into the nearest outlet just prior to the mug-shot, chances are you'll be a big-time celebrity some day. ...

[ Swap Article ]

A Reasonable Explanation

Therapist: Take me back to the beginning. Tell me how it all got started, how you eventually wound up holding the bloody knife in the aftermath of your killing spree. I'm sure there's a reasonable explanation....

[ Swap Article ]

That's a Mouthful

Waking up to the sounds of birds and (outside) insects is alluring, and when you have your second 10th cup of coffee and realize you are on vacation, and this auditory lovemaking is real, not the result of an ambitious-carpet-cleaning hallucination, you can finally relax, letting your bulk stress...

[ Swap Article ]

Stupid Piece of ... Oh, That's Right

I'm a realist. I call things like they are, and if I look stupid in the process, well, so be it. ...

[ Swap Article ]

Deadly Donuts

The morning started off good. Four eggs fluffed with a splash of milk, mixed with Parmesan and salt and black pepper and red pepper flakes and slathered with Cholula hot sauce; four ounces of Bob Evan's spicy Italian sausage (sorry for the smell, honey, luv ya) fried into the wonderful concoction;...

[ Swap Article ]

When Did I Become a Pushover?

I've never thought of myself as the Ultimate Fighter type. As a kid, whenever the possibility of bodily harm came up, I tried to avoid confrontation. But if the issue was pressed, I could stand up and issue fake threats along with the best of them and hope that my manufactured bravado was enough to...

[ Swap Article ]

As I Approach 30

I live in a small town. Colona, IL has a population of just over 5,000. As a jogger, this means I am usually only assaulted with exhaust fumes a few times whenever I decide to go outside to burn some calories. But as far as the type of people passing me on the roadside? Over this, I have no control....

[ Swap Article ]

0
Figuren-Serie: Mann entsorgen - na so etwas!

Filed Under , , on October 31st, 2015

Death Benefits

By Seth Kabala

He opened his eyes to a world of blurry shapes and muted sounds. He had no clue who he was or where he was, and thought, I have no clue who I am or where I am. A novelist by trade, the plague of redundantly repeating in dialogue what he’d just specified in narrative had always dogged him.

He lifted his hand to his head and felt a bump, recoiling in pain. Whatever had happened, it could only mean bad things for his writing career. It had fallen off the ladder, as it seemed.

His editor constantly harangued him about using cheap metaphors and phraseological fillers because of the fact that when he was in the heat of the creative muse he needed to be cognizant of avoiding run-on sentences so as to reduce the burden of extra editing and re-writes his editor hated.

A voice permeated the fog.

Voice: Do you know why you’re here?

Man: Something about health benefits and … divorce?

Voice: When she swung her purse at you, it did some damage, but you still have your memory.

Man: What purse?

* * *

I recently started a job in public service in Portland, OR. As a provision of qualifying for benefits, I had to provide a copy of my marriage license and birth certificates for all my children. There was a delay in getting me set up in the system that lasted several weeks. Consequently, when the HR request for documentation came, I had less than five days to produce everything. If I failed to produce the documentation, my family would be dropped from the health plan until the next annual enrollment period unless a qualifying life event happened first. One of those QLEs was divorce.

Third Eye Blind to set the mood: “I wish you would step back from that ledge, my friend.” Amy and I aren’t getting divorced. We worked it out. But for a while there, it looked like an honest-to-God solution to the problem of being sans benefits for the next year.

My employer stipulates that you must enroll within the first 30 days of employment or … yada, yada, yada. The only exception to this rule is if you experience a Qualifying Life Event (QLE).

QLEs, as defined by my employer, take several forms, including:

1. Birth
2. Adoption
3. Marriage
4. Death
5. Divorce

1. A frozen spherical projectile would have a better chance of finding a long-term habitable homeostasis in a mythological (depending on your world view) land of torture for unbelievers than would the chances of me and Amy having another kid.

2. Same for adoption. Hellooo! Have you seen Chucky? I know the murderous doll was just that: a doll. But what if the evil forces crossed the species-toy barrier again, huh? What about that? This is why you all need me–to provide entertainment as well as warnings of potential transferring of consciousness between sentient beings and recycled tires.

3. I’m already married, so as attractive as this option was, it was a non-starter.

4. I have zero plans to draw back my kicking leg for a shot at the bucket anytime in the near future, so unless you count eating 75-plus shrimp in one sitting in the category of risky behavior (come on, now. That’s just awesome), I live my life conservatively and plan to be around for awhile.

5. To the mother of all points: divorce. While I couldn’t get married, I could get divorced, theoretically, and then remarry my ex-wife. I thought about this idea for a few minutes. Started seeing more chits pile up in the pros column than the cons. If we got divorced, temporarily, it would provide us with the QLE we needed to qualify for benefits. As distasteful as this was, if worse came to worse, I thought it could work.

Therein lies the weakness of man, reaching a conclusion prior to conferencing with thy wife, a mistake hazardous to life and balls.

Moving through the decision arc, I decided to beta my wife’s probable reaction to this proposal by writing fictional dialogue. Before revealing this to you, I must make clear that except under amorous influence, my wife never swears:

Me: Hey, Honey. If I can’t enroll for benefits unless we experience a Qualifying Life Event, would you be okay with getting divor–

Amy: What?!

Me: Temporari–

Amy: Fuck that shit!

End of thought stream.

FacebookGoogle+PinterestRedditTwittertumblrEmail



Leave a Reply





Seth Kabala

About: Seth Kabala
Seth is an entrepreneur, writer, musician, family man, and juggler of balls--big ones. He lives with his wife and three children in Portland, OR.

Tags: , , , , , , , , , , , , , , , , , , , , , , , ,

0 Comments Load Comments


????????????????????????????????????????

Shuffler's Luck

I never knew a card game could change my life. I'm not talking about a high-stakes poker game, where international gangsters vie for dominance in a world of chance, and if chance doesn't go their way, bullets will do as a nice substitute. I'm talking about a simple card game with suggestions for the...

[ Swap Article ]

Bully man

Meter Mensch

A co-worker of mine dropped her bus pass in the hall. Someone picked it up and handed it to her. She thanked the person, saying she was sure glad she hadn't lost it for good. I poked my head out of my office and said, "You just ruined a fare inspector's day." Got a good laugh, and it got me...

[ Swap Article ]

Chess board made of white and brown sugar with King

Sweetness and Dark

The street is dark. Cars line both sides, hugging the curbs. Streetlamps reflect off of glossy paint jobs and squeegeed windshields, creating alternative perspective art pieces from flipped aspect ratios of bent light. A breeze blows the evening fog up from the water. It lowers the ambient...

[ Swap Article ]

Holy Cow - handgezeichnete Illustration mit Pastellkreide in türkis

Couch Etymology

From where you sit, do you understand seated origin? The reason for said sitting? If not, you soon will. ...

[ Swap Article ]

Pop-art style poster with hipster deer dressed in yellow glasses and scarf, telling I am cool.

Toxic Bambi

Yesterday while I was writing, Ella, our seven-year-old, came up to me and said she had thought of a joke. "My first joke," she announced, pride streaming from her voice and face. I asked her what it was. Here's what she said, "What does [we'll say Bob] want to do for school? Me U. Get it? Me U...

[ Swap Article ]

World Map in Typography word cloud concept, names of countries

Plan for the Journey

Toastmasters is moving away from its physical manuals and static speech-making program into a dynamic program called Pathways. On January 10, 2019, I delivered my first speech in Pathways: a re-imagination of my ice-breaker speech. If you don't know me, know this: if you give me a rubric, I will...

[ Swap Article ]

????????????????????????????????????????????????????????????????????????????

Battle of the Sarcasticons

I’m raising a band of Little Sarcasticons. Defined term? Yes, yes it is. You can find it in the Kabala Book of Sarcasticisms. New chapters available daily. No longer must we be constrained in our sarcastic witticism production. Oh, no, folks. Netflix has joined the charge with their resurrection...

[ Swap Article ]

Secondhand word cloud

Editor's Note--TFF Issue #20

Some vehicles bring lackluster competitive spirit to dancing competitions. Despite their nimble construction, most compact models lack the energy to stick it out in the most heated scenarios. Then you've got the ones who were made for dancing. Made for not just cruising down the road, but for...

[ Swap Article ]

Plumbing Speed Logo Icon Design

Speed Plumbing

The pipe masters ascended the stairs and entered the arena. They'd come a long way, building rudimentary structures to escape cribs and punish bullies as children, graduating to more complicated designs as adolescents and adults. Mario had been especially proud of his design that transported him...

[ Swap Article ]

Fortune cookie bad set. death and robber on paper prediction. Vector illustration

Imaginative Cookies

The executive stepped to the lectern, his stomach churning with nerves and the remnants of last night's authentic Mexican food. Wonderful flavors. Wonderful and punishing, that is. This moment was shaping up to be a repeat of that theme. Investors, the public, the press--if he could convince them...

[ Swap Article ]

Businessman Drawing on the Whiteboard. Pop Art

Editor's Note--TFF Issue #19

A few months ago, I decided to write a daily quote on my office wall. No, I’m not an irascible child who will not be contained in my creative fury. I have a whiteboard that I use for quote purposes and other work stuff. ...

[ Swap Article ]